At Future Mortgage, our relationship doesn’t end at closing—it begins there. With our Lifetime Guarantee, once we fund your loan, you gain a long-term refinance benefit designed to save you money over time.

After your first successful closing with Future Mortgage, you may refinance with us in the future and receive a $500 lender credit applied toward your refinance closing costs. This credit helps reduce your out-of-pocket expenses and provides meaningful savings when market conditions or your financial goals change.

The Lifetime Guarantee applies to refinance loans with loan amounts of $250,000 or greater. Loans under $250,000, HELOCs, and HELOANs are excluded from this guarantee.

The $500 lender credit is issued by FutureMortgage.com LLC and may be applied toward eligible closing costs at the time of refinance. Fees charged by third-party vendors—including appraisal, title, escrow, insurance, recording, taxes, or government fees—are not controlled by FutureMortgage.com LLC and may still apply.

To redeem the Lifetime Guarantee, you must submit a request to customercare@futuremortgage.com with the subject line “Lifetime Guarantee.” Your request must clearly state that you wish to apply the Lifetime Guarantee lender credit to your refinance.

This request must be submitted before you lock your loan with your loan officer. Requests made after the rate lock has been established will not be eligible for the Lifetime Guarantee.

Our promise is simple: earn your business once and continue delivering value long after closing. The Future Mortgage Lifetime Guarantee ensures you always have a cost-effective path to refinance—backed by transparency, accountability, and long-term partnership.

Because loyalty should come with real benefits—especially when rates move in your favor.